Free checking that pays you huge rates in cash!

Look what else you get each month:

  • Free checking
  • No minimum balance to earn the rewards
  • Free Debit Card
  • Nationwide refunds on ATM fees*
  • Federally insured up to $250,000 by the FDIC
Open an Account in Minutes!
Kasasa Cash
2.02%APY*paid on the portion of the balance up to $15,000.00 if qualifications are met

It's easy to earn your rewards.

To earn your rewards, simply do the following transactions and activities in your Kasasa checking account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH), bill pay transaction, or direct deposit post and settle
  • Be enrolled and receive e-statement notice

If there's a month you don't qualify, don't worry! You still have a free account that earns a base rate of:

0.05%APY*paid on the entire balance if qualifications are not met

Plus, you can qualify for higher rate the very next month.

Add
0.76%APY*paid on the portion of the balance up to $10,000.00 if qualifications are met
0.05%APY*paid on the entire balance if qualifications are not met

It's easy to earn your rewards.

To earn your rewards, simply do the following transactions and activities in your Kasasa checking account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH), bill pay transaction, or direct deposit post and settle
  • Be enrolled and receive e-statement notice

Remember, there are no penalties if you don't qualify and you still have two FREE accounts that earn cash at a base rate. Plus, you can qualify next month!

About Us

Welcome to 1st United Bank, where we have been serving the financial needs of our community since 1920!

1st United Bank is a progressive community bank, dedicated to providing you with a wide range of products and services to meet your changing financial needs. 1st United Bank's goal is to provide you with the highest level of personal service and convenience. We offer a full service location in Faribault, at 430 NW 4th Street. In Owatonna you can visit us at our Cash Wise Grocery store location. To accomodate your busy lifestyle, we also offer eBanking, bringing banking to your home or office through the internet.

Our success is directly attributed to you our valued customers and our dedicated employees. On behalf of everyone at 1st United, we Thank You for your loyalty and continued support.

Learn more about 1st United Bank
Contact Us

If you have a question or comment, please contact us.

1st United Bank

a personal banker

507-334-2201

customerservice.com@1stunited.com

Locations

*APY=Annual Percentage Yield. APYs accurate as of 11/13/2013. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.02%; and (3) balances over $15,000 earn 0.25% interest rate on the portion of the balance over $15,000, resulting in 2.02% - 0.48% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post and settle to Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.76%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $10,000, resulting in 0.76% - 0.30% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.