Free checking that pays you huge rates in cash!

Look what else you get each month:

  • No minimum balance to earn the rewards
  • Free online bill pay
  • Nationwide refunds on ATM fees*
  • Federally insured up to $250,000 by the NCUA
Open an Account in Minutes!

Link Kasasa Saver to Kasasa Cash for easy, automatic savings that also earns high rates.

1.00%APY*paid on the portion of the balance up to $5,000.00 if Kasasa Cash qualifications are met
0.10%APY*paid on entire balance if Kasasa Cash qualifications are not met
  • Meet all Kasasa Cash qualifications

Remember, there are no penalties if you don't qualify and you still have two FREE accounts that still earn cash at base rates. Plus, you can qualify next month!

Kasasa Cash
3.00%APY*paid on the portion of the balance up to $10,000.00 if qualifications are met

It's easy to earn your rewards.

To earn your rewards, simply do the following transactions and activities in your Kasasa checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and review e-statement
  • Be enrolled and log into online banking at least once

If there's a month you don't qualify, don't worry! You still have a free account that earns cash at a base rate of:

0.10%APY*paid on entire balance if qualifications are not met

Plus, you can qualify for your high rate next month.

About Us

Acadia Federal Credit Union was chartered as Fort Kent Federal Credit Union in 1963. Primarily aimed at serving the parishioners of St. Louis Catholic Church in Fort Kent, it continued to grow creating a strong tradition of member service. Eventually the Credit Union welcomed the greater Fort Kent area as a field of membership.

More recently, on February 1st, 2006 the Credit Union merged with La Vallée Federal Credit Union, established in Madawaska in 1964. Prior to this, La Vallée was itself the result of mergers of Madawaska, Frenchville and Grand Isle Credit Unions. Together the two credit unions became Acadia Federal Credit Union with over 8,500 members. On January 1st, 2007 Acadia Federal Credit Union merged again with St Francis Community Credit Union.

The members now are spread throughout the entire St. John River valley. Having experienced such significant growth, the Credit Union has not changed its principles of strong devotion to its members and developing professional products and services.

Mission Statement:

"We at Acadia Federal Credit Union are committed to providing personalized, quality financial services to all our members, maintaining financial stability, and investing in our local communities."

If you are already a member of Acadia Federal Credit Union, save some time by calling us at 1.855.692.2234 and we can simply convert your account right on the spot.

Learn more about Acadia Federal Credit Union
Contact Us

If you have a question or comment, please contact us.

Acadia Federal Credit Union

Member Service


Membership Requirements

Individuals who live, work, or worship, in Aroostook County, Maine or are related to a member.

*APY=Annual Percentage Yield. APYs accurate as of 03/01/2013. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 3.00%; and (3) balances over $10,000 earn 0.25% dividend rate on the portion of the balance over $10,000, resulting in 3.00% - 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.10% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividend. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $5,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $5,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $5,000, resulting in 1.00% - 0.29% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.10% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.