Free checking that pays you huge rates in cash!
Look what else you get each month:
- Free checking
- No minimum balance to earn the rewards
- Free debit card
- Free online banking
- Free online bill pay
- Federally insured up to $250,000 by the NCUA
- Kasasa Cash
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1.51%APY*paid on the portion of the balance up to $10,000.00 if qualifications are met
Just meet these easy qualifications to get your rewards:
- Have at least 12 debit card purchases post and settle
- Have at least 1 automatic payment (ACH) or direct deposit post and settle
- Be enrolled and receive e-statement notice
If there's a month you don't qualify, don't worry! You still have a free account that earns a base rate of:
0.05%APY*paid on the entire balance if qualifications are not metPlus, you can qualify for higher rate the very next month.
- Add Saver
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0.51%APY*paid on the portion of the balance up to $10,000.00 if qualifications are met0.05%APY*paid on the entire balance if qualifications are not met
Just meet these easy qualifications to get your rewards:
- Have at least 12 debit card purchases post and settle
- Have at least 1 automatic payment (ACH) or direct deposit post and settle
- Be enrolled and receive e-statement notice
Remember, there are no penalties if you don't qualify and you still have two FREE accounts that earn cash at a base rate. Plus, you can qualify next month!
- About Us
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Aspire Federal Credit Union, originally known as FAA Eastern Region Federal Credit Union, was founded in 1948 to serve a small group of Civil Aeronautics Administration employees (currently the Federal Aviation Administration).
Our Credit Union has come a long way since those humble beginnings, which included seven people who pooled together shares of $5.00 each to initiate the original charter. Today, Aspire FCU is a $175 million dollar credit union, serving approximately 20,000 members within many diverse employee groups throughout the northeastern
United States. Aspire FCU is a not-for-profit financial cooperative, which means all earnings at the end of the year are returned to our members in the form of better, low-cost financial services.
The decision to change our name to Aspire Federal Credit Union was made because we serve more than just the employees of the Federal Aviation Administration. The name Aspire means to "soar," which is a reflection of our heritage, while at the same time represents our members’ dreams and aspirations.
As our tag line states, "Your Dream. Our Purpose," the employees at Aspire FCU are dedicated to helping make your financial goals and dreams a reality. The cornerstone of our existence continues to be our "member first" philosophy. Whatever it is that you aspire for, we want you to believe you can get there and we’re going to help you along the way.
Learn more about Aspire Federal Credit Union
- Contact Us
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If you have a question or comment, please contact us.
Aspire Federal Credit Union
888.322.3732, Option 3 or e-mail webmail@aspirefcu.org
- Locations
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- Membership Requirements
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Membership is available to employees of our Participating Organizations, their immediate family members and their household members. If you do not meet these requirements, you may still be eligible to join. Members of our partner associations are immediately eligible for Aspire FCU membership. Not sure if your employer is an Aspire Participating Organization? Call us 24/7 at 888.322.3732 for more information.
*APY=Annual Percentage Yield. APYs accurate as of 06/01/2013. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $50 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.51%; and (3) balances over $10,000 earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 1.51% - 0.37% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 0.51%; and (2) balances over $10,000 in Kasasa Saver earn 0.25% interest rate on portion of balance over $10,000, resulting in 0.51% - 0.27% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
