Win The War

Resources to help community banks and credit unions take back their fair share of the market and keep banking local.

Seventy percent of Americans have never switched accounts. Think about that for a second. This means that you have one shot at...


Tags: Strategy

We're single-digit weeks away from the start of 2019, which means banks and credit unions are discussing their goals and...


Tags: Strategy

Anyone working in the banking industry knows that most checking accounts don’t pay a very high APY if they pay any at all....


Tags: Strategy, Finance

When I first started at Kasasa (then known as BancVue), Fed Funds was targeted at 4.50%. Short-term CD specials were clipping...


Tags: Strategy

In late 2018, T-Mobile launched a checking account for their customers. (Yes, T-Mobile the cell phone company.) The “T-Mobile...


Tags: Strategy

By Andrew Swinney On July 29, 2019

Innovate Or Die?

There is the classic banking rule of 3-6-3. Give 3% interest on your deposits, lend at 6%, and be on the golf course by 3....


Tags: Strategy

Net-interest margins are shrinking and it looks like margin compression is a challenge that isn’t about to let up. This pushes...


Tags: Strategy

Since the 2008 financial crisis, the financial industry has left “crisis-response mode,” but we’re not out of the woods yet....


Tags: Strategy

We all received the same lecture on the first day of banking school, and it started with the professor writing three large...


Tags: Strategy, Finance