Win The War

Resources to help community banks and credit unions take back their fair share of the market and keep banking local.

We're single-digit weeks away from the start of 2019, which means banks and credit unions are discussing their goals and...


Tags: Strategy

Anyone working in the banking industry knows that most checking accounts don’t pay a very high APY if they pay any at all....


Tags: Strategy, Finance

When I first started at Kasasa (then known as BancVue), Fed Funds was targeted at 4.50%. Short-term CD specials were clipping...


Tags: Strategy

With the recent adjustment to 2.0 percent, it looks like the FOMC's predictions of interest rates are being realized. During...


Tags: Strategy, Finance

Marketing can be a great career, especially for people who like to measure things and come up with acronyms for those metrics....


Tags: Marketing, Strategy

By Andrew Swinney On July 29, 2019

Innovate Or Die?

There is the classic banking rule of 3-6-3. Give 3% interest on your deposits, lend at 6%, and be on the golf course by 3....


Tags: Strategy

Net-interest margins are shrinking and it looks like margin compression is a challenge that isn’t about to let up. This pushes...


Tags: Strategy

Since the 2008 financial crisis, the financial industry has left “crisis-response mode,” but we’re not out of the woods yet....


Tags: Strategy

We all received the same lecture on the first day of banking school, and it started with the professor writing three large...


Tags: Strategy, Finance