Win The War

Resources to help community banks and credit unions take back their fair share of the market and keep banking local.

In “Forrest Gump” the main character, for whom the movie is titled, offers chocolate to a stranger and recalls a piece of...


Tags: Strategy

We're single-digit weeks away from the start of 2019, which means banks and credit unions are discussing their goals and...


Tags: Strategy

When I first started at Kasasa (then known as BancVue), Fed Funds was targeted at 4.50%. Short-term CD specials were clipping...


Tags: Strategy

With the recent adjustment to 2.0 percent, it looks like the FOMC's predictions of interest rates are being realized. During...


Tags: Strategy, Finance

Marketing can be a great career, especially for people who like to measure things and come up with acronyms for those metrics....


Tags: Marketing, Strategy

By Andrew Swinney On July 29, 2019

Innovate Or Die?

There is the classic banking rule of 3-6-3. Give 3% interest on your deposits, lend at 6%, and be on the golf course by 3....


Tags: Strategy

Net-interest margins are shrinking and it looks like margin compression is a challenge that isn’t about to let up. This pushes...


Tags: Strategy

Since the 2008 financial crisis, the financial industry has left “crisis-response mode,” but we’re not out of the woods yet....


Tags: Strategy

We all received the same lecture on the first day of banking school, and it started with the professor writing three large...


Tags: Strategy, Finance