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Free estimate. Zero commitment.

Keep the house. Pay for college.
Cover your debts.

Life insurance is an investment in your family’s future — but many of us don’t get enough.


Calculate how much life insurance you need here.

*2017 Insurance Barometer Study.

Provide for their future. At a rate that lets you live your fullest today.

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LOW, FLAT PREMIUMS

that don't change during your initial term.

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ADDITIONAL COVERAGE OPTIONS

you can add on to your employer-provided coverage.

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COVERAGE AND TERM OPTIONS

to fit your unique needs.

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UPGRADE TO PERMANENT LIFE INSURANCE

up to 5 years before your initial policy ends.

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STREAMLINED APPROVAL PROCESS

with no additional hurdles.

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BACKED BY PROTECTIVE

helping families protect their loved ones for 110+ years.

Customize your term life policy to meet all your needs.

WAIVER OF PREMIUM
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WAIVER OF PREMIUM

Premium waivers can be issued from ages 18 to 55 ‐ payable if you’re unable to work for two years following disability, and any occupation insured is reasonably suited for thereafter. Subject to terms and conditions.

ACCIDENTAL DEATH
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ACCIDENTAL DEATH

Add on additional coverage for accidental death. Your maximum is the lesser of the face amount of your base policy and $250,000. Issue ages are from 18 to 60.

CHILDREN'S TERM LIFE INSURANCE
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CHILDREN'S TERM LIFE INSURANCE

Your kids can get coverage too, with policies ranging from $1,000 to $25,000. Base insured issue ages from 18 to 64.

ACCELERATED DEATH BENEFIT
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ACCELERATED DEATH BENEFIT

Included at no extra charge (unless you decline when you apply). Elect up to 85% (97% in FL and NY) of death benefit ($250K maximum) if you have a terminal condition with less than 24 months (12 in FL and NY) to live. Death benefit remaining after benefit payment must be at least 10%.

Kasasa saves you up to 31% on coverage vs. the competition.*

Check out the savings for yourself:

  Our Rate Farmers Insurance
Male, 40 years old $22.05* $26.35*
Female, 40 years old $17.64* $23.18*

 

*Savings calculated based on a comparison of like plans from Kasasa powered by Protective(R) and Farmers Insurance in June 2020. Plan prices compared were of a monthly premium based on a $100K simplified-issue term life insurance plan with a 10-year term for a 40-year-old male and female in excellent health as of June 2020.

Find the right amount for your L·I·F·E.

L

Loans and liabilities

I

Income replacement

F

Funeral expenses

E

Education/ estate planning


Take your L·I·F·E total and subtract your current assets and savings to find the total coverage amount you need.

We're proud to partner with Protective, protecting families for 110+ years.

Kasasa and Protective work together to bring you flexible life insurance you can count on when it matters most, with savings that help you live better.


For more than a century, Protective has helped families protect their financial futures through dependable, affordable insurance. Protecting your tomorrow, so you can embrace today. Find true coverage, trusted for generations.

Have more questions?

Check out our FAQs here.

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