Why consider term life insurance? Marriage and family edition
"Find out how a term life insurance policy can help you, your spouse, and your family make ends meet and feel financially secure — if the unexpected were to happen."article link
that don't change during your initial term.
you can add on to your employer-provided coverage.
from $50k to $250k and 10 to 30 years.
up to 5 years before your initial policy ends.
with no additional hurdles.
helping families protect their loved ones for 110+ years.
Premium waivers can be issued from ages 18 to 55 ‐ payable if you’re unable to work for two years following disability, and any occupation insured is reasonably suited for thereafter. Subject to terms and conditions.
Add on additional coverage for accidental death. Your maximum is the lesser of the face amount of your base policy and $250,000. Issue ages are from 18 to 60.
Your kids can get coverage too, with policies ranging from $1,000 to $25,000. Base insured issue ages from 18 to 64.
Included at no extra charge (unless you decline when you apply). Elect up to 85% (97% in FL and NY) of death benefit ($250K maximum) if you have a terminal condition with less than 24 months (12 in FL and NY) to live. Death benefit remaining after benefit payment must be at least 10%.
Save up to 31% on coverage vs. the competition.*
|Our Rate||Farmers Insurance|
|Male, 40 years old||$22.05*||$26.35*|
|Female, 40 years old||$17.64*||$23.18*|
*Savings calculated based on a comparison of like plans from Kasasa powered by Protective(R) and Farmers Insurance in June 2020. Plan prices compared were of a monthly premium based on a $100K simplified-issue term life insurance plan with a 10-year term for a 40-year-old male and female in excellent health as of June 2020.
Use our calculator to determine how much you really need.
Including mortgages and debts
Multiply annual income by how many years you'd like it replaced
Can be upward of $10,000*
To keep your kids and family on track
Another good rule of thumb is to purchase a policy valued at ten times your annual salary. Check out this resource to learn more.