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Protect your home goods for as low as $3.99/month.

Protect the home appliances you rely on.

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Cancel anytime.

Easy claim process icon

5-day service guarantee.

Multi product pricing and student discounts icon

Save big when you bundle.

Low deductibles icon

Low monthly premiums.

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Discounts for annual plans.

Repairing or replacing your belongings isn’t always in the budget. That’s where personal property protection comes in.

What we cover against:

  • Accidental damage (rips)
  • Mechanical failure + manufacturer defect
  • Water damage (spills + submersion)
  • Power surge by lightning
Appliance icon Furniture icon Exercise bike iconOven icon Refrigerator icon Patio icon

Put it all under one roof. Bundle and save 30%.*




per month

  • 1 Washer
  • 1 Dryer



per month

  • 1 Oven
  • 1 Fridge
  • 1 Dishwasher
  • 1 Washer
  • 1 Dryer



per month

  • 10 Appliances
  • 1 Air conditioning w/ ductwork
  • 1 Heating w/ ductwork
  • 1 Electrical home system
  • 1 Doorbell
  • 1 Smoke detector
  • 1 Ceiling fan
  • 1 Plumbing
  • 1 Water heater
  • 1 Garbage disposal
  • 1 Instant hot/cold water disp.
  • 1 Central vacuum

Get peace of mind — personalized. Customize your bundle here for an even bigger discount.

*Savings vary by the product(s) you’re covering and the amount of coverage you require.

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File your claim, hassle-free, via mobile device, email, or by phone

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Fast, easy review process — most claims are approved in 1-2 business days.

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Your damaged product will be repaired, replaced, or reimbursed.

Are you a current CYA customer? Use their secure online form.

Protect your tech, too.
Cover the electronics you can’t live without.

Is a protection plan right for you?

Get the answers to your most common questions to find out.

What does personal property protection cover?

You can cover your major appliances like your oven, fridge, dishwasher, washer, and dryer, your furniture and your exercise equipment. Plus, a plan can cover your air conditioning and heating with ductwork, doorbell, smoke detector, ceiling fan, water heater, garbage disposal, and instant hot and cold water dispenser.

What is not covered by personal property protection?

Protection plans do not cover items like clothes, jewelry, shoes, and accessories (like handbags). They also do not cover instances of intentional or willful damage or misuse, products that have been modified, and products that have been lost or stolen.

What’s the difference between personal property protection and a warranty?

Warranties are a guarantee to repair or replace items in the event of a manufacturer flaw or defect. Warranties are usually for a limited time, with coverage limitations.

Personal property protection covers your items for as long as you’d like. This type of plan would kick in for instances of accidental damage and normal wear. (You know, life stuff.)

How can you determine what personal property coverage you need?

First, take a look at your budget and savings. Ask yourself — if your couch, fridge, dishwasher, or other high-price item were to break today, do you have the cash to repair or replace it?

If the answer is no, then a personal property protection plan for any (or all) of these items could be a good option.

How do personal property protection claims work?

File a claim easily through the CYA app, online via your CYA account, or by calling a CYA agent at 800-202-7707. CYA will then review your claim — most are approved in 1-2 business days!

If you need a repair, CYA coverage provides you access to tens of thousands of repair centers in their network that can fix your asset swiftly and professionally. But if your asset can’t be fixed, CYA will either offer cash for its value or replace it with a unit of like kind and quality.

Personal property protection plans are a great way to extend the life of some of the more expensive items you have, because you never know what could happen. By protecting your valuables now, you’re saving yourself a lot of headaches (and money) later. Learn more about protection plans here, or click below to started.

Kasasa Care partner CYA logo

Cover Your Assets (CYA) is a warranty program that’s been in business more than 20 years, with tens of thousands of 5-star reviews and 70 million active policies. CYA is designed to cover your old and new electronic devices, household appliances, furniture — nearly anything you own! You can bundle multiple items under one plan, so you can keep track of your warranties easily. And there are no contracts — you pay one low monthly fee for everything you’ve got covered.

You might also find in-depth answers to some common questions via CYA’s FAQ.

5-day repair/reimbursement policy + on-site service

Special multi-product pricing and student discounts available

Fully transferable plans with low deductibles

Cover products individually or get a bundle option