If you have a Kasasa Loan, you know there’s never been anything like it. Being able to see your loan and make changes anytime gives you control. And having Take-Backs™ gives you the freedom and flexibility to get out of debt faster without worrying about unforeseen expenses.
That's why we created the Kasasa Loan with Take-Backs: to help people more clearly understand their debt, get out of debt faster, and do so with less stress. We hoped a new type of loan like this one would make a difference… maybe even change lives. If it’s improved yours, we’d love to hear about it.
Share your Take-Back story below and you'll get a $25 digital gift card, plus have a chance at winning a random drawing for one of five $250 Visa® gift cards. It’s a way of saying thanks for helping spread the word – here and anywhere else you feel like sharing.
READY. SET. SHARE!
SHARE YOUR STORY
Share your story about how the Kasasa Loan is impacting your life in the form below.
GET YOUR $25 DIGITAL GIFT CARD
You will receive a $25 digital gift card via the email address you provide.
5 GRAND PRIZES
The five best stories will win a $250 Visa® gift card. Winners will be notified by email.
Share Your Kasasa Loan Story Contest Official Rules
The Kasasa Loan® is a unique loan product available only at community financial institutions. Kasasa Loans let you pay ahead to pay down your loan and still have access to those extra funds if you need them. By giving you flexibility and options, Kasasa Loans can help you get out of debt faster. We think Kasasa Loans are great and want to hear from you about why you think they are great too! Share your personal Kasasa Loan story and you could win one of five $250 Visa® gift cards! See below for more information, the Official Rules and the Statement of Eligibility and Release!
How it works:
We would love to hear how Kasasa Loans has impacted you! Please submit your story at http://kasasa.com/loans/tell-your-story. Each borrower that submits an eligible (see the Eligibility section below) story will receive a $25 gift card (while supplies last) from Kasasa. In September 2021, Kasasa will review all submitted stories and select up to five stories that best represent the spirit of the Kasasa Loan and award the winning submissions with a $250 Visa gift card! Winners will be notified via electronic mail.
Official Rules:
NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN.
The Share Your Kasasa Loan Story Contest (“Contest”) is governed by the following official rules (“Official Rules”). By participating in the Contest, you agree to be bound by the Official Rules, including all eligibility requirements, and understand that the results of the Contest, as determined by Sponsor and its agents, are final in all aspects. The Contest is subject to all federal, state and local laws and regulations and is void where prohibited by law.
Kasasa, Ltd., 4516 Seton Center Pkwy, Ste. 300, Austin, TX 78759.
Beginning on July 28, 2021, at 12:00 AM Central Time, through September 15, 2021 at 11:59 PM Central Time, log on to http://kasasa.com/loans/tell-your-story and follow the on-screen entry instructions. Fill in all required information. You may enter the Contest only once. Use of any robotic, automatic, programmed, or similar entry method or entering more than the number of times permitted will void all entries and result in disqualification. You may not enter more times than indicated by using multiple email addresses, identities, or devices in an attempt to circumvent the rules.
The Contest must be entered by submitting a story about your positive experience with the Kasasa Loan account at your financial institution and demonstrating the impact or anticipated impact of the Kasasa Loan on your life (“Story”).
To be eligible for a prize, borrower must (i) have a Kasasa Loan at a community financial institution that is participating in this incentive (ii) submit a story at http://kasasa.com/loans/tell-your-story that demonstrates the impact or anticipated impact of the Kasasa Loan on your life; and (iii) provide the information necessary to identify you and your financial institution.
This Contest is open only to legal residents of the U.S. who are at least eighteen (18) years old at the time of entry, and are a current primary or secondary borrower holding a Kasasa Loan at participating financial institutions (“Participant”). Only one entry is permitted per Kasasa Loan account. A valid e-mail address is required to enter.
Employees of the Sponsor and each Participant, and their respective affiliates, subsidiaries, parent companies, agencies, and suppliers, as well as the immediate family members (spouse, parents, siblings and children) or persons living in the same household are not eligible to enter the Contest. Void where prohibited.
The Sponsor reserves the right not to award a prize if the Sponsor is aware or has reasonable grounds to believe that a winner is not eligible for any reason.
All times listed are in Central Time (CT). Sponsor’s computer is the official time keeping device for this Contest.
Gift Card Winners
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Contest Period |
Notification Process |
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7/28/21 - 9/15/21 (at 11:59 p.m.) |
Upon entry submission and verification, eligible Contest entrants will receive a $25 gift card from their Participant, while supplies last. To be eligible for a gift card, you must meet the eligibility requirements set forth in theses Official Rules. Gift cards are available while supplies last. |
Grand Prize Winners (“GP Winners”)
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Contest Period |
Notification Process |
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9/16/21 - 9/30/21 (at 11:59 p.m.) |
The GP Winners will be selected by September 30, 2021. GP Winners will be notified via electronic mail. GP Winners must sign and return any required forms to Sponsor within 10 days of receipt of the notice to claim their prize. Failure to respond within the applicable time period will result in forfeiture of the prize and Sponsor shall have the option to award the prize to an alternate winner. The return of any prize notification or prize as undeliverable may result in disqualification and an alternate winner may be selected. Sponsor shall have no liability for GP Winner’s failure to receive notices due to certain security settings or for GP Winner’s provision of incorrect or otherwise non-functioning contact information.
Upon confirmation and acceptance of a prize, all GP Winners will be announced on Sponsor’s Facebook page. Winning stories shared on Sponsor’s Facebook page may be edited for style, length, grammar, and accuracy. |
Each entrant is subject to verification by Sponsor, whose decisions are final and binding in all matters related to the Contest.
In the event a potential winner is disqualified for any reason, Sponsor may award the applicable prize to an alternate winner from among all remaining eligible entries at its sole discretion.
Entrant’s stories will be judged using the following criteria:
Stories submitted as a part of the Contest shall not include any of the following:
Any Story containing the foregoing shall be disqualified from the Contest.
Verified and eligible Contest entrants will receive a $25.00 gift card, while supplies last. Gift cards are awarded to the first 200 Contest entrants.
A total of 5 GP Winners will receive a $250.00 gift card. GP Winners must sign any documents or forms required by their Participant with respect to the grand prize payment. Limit one prize per family or household.
No cash or other prize substitution shall be permitted except at Sponsor’s sole discretion. The prize is nontransferable. Unless otherwise stated by the Sponsor, any and all prize-related expenses including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of the winner. Winners will be responsible for all income taxes resulting from acceptance of a prize. If a potential winner is disqualified for any reason, Sponsor will award the applicable prize to an alternate winner selected from among all remaining eligible entries. All prizes will be awarded.
If due to a printing, production or other error, more prizes are claimed than are intended to be awarded for any prize level, the intended prizes will be awarded in a random drawing from among all verified and validated prize claims received for that prize level. In no event will more than the stated number of prizes be awarded.
Except where prohibited by law, you understand and agree that Sponsor and its agents, and Sponsor’s licensees, successors, and assigns, shall have the right to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the world, without limitation, your Story, name, portrait, picture, voice, likeness, image, statements about the Contest, stories and biographical information for news, publicity, information, trade, advertising, public relations, and promotional purposes without any compensation, notice, right of review or approval, or consent.
By entering this Contest, you represent and warrant that your entry is an original work of authorship and does not violate any third party’s proprietary or intellectual property rights. If your entry infringes upon the intellectual property right of another, you will be disqualified at the sole discretion of the Sponsor. If the content of your Story is claimed to constitute infringement of any proprietary or intellectual proprietary rights of any third party, you shall, at your sole expense, defend or settle against such claims. You shall indemnify, defend, and hold harmless Sponsor from and against any suit, proceeding, claims, liability, loss, damage, costs or expense, which Sponsor may incur, suffer, or be required to pay arising out of such infringement or suspected infringement of any third party’s right.
Certain information submitted with an entry is subject to Sponsor’s Privacy Policy, available at https://www.kasasa.com/legal/privacy. Such information may be shared with third parties only for the administration of the prize and the supply and activation of the prizes. Winner’s personal data and information provided in connection with the Contest may be used by the Sponsor and third parties for promotional purposes in accordance with its Privacy Policy and these Official Rules, as well as applicable third party’s privacy policies.
By entering the Contest, you agree to release and hold harmless Sponsor and Participant and their subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such entrant’s participation in the Contest and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or internet service; (iv) unauthorized human intervention in any part of the entry process or the Contest; (v) electronic or human error in the administration of the Contest or the processing of entries.
Under no circumstances shall you be permitted to obtain awards for, and hereby waive all rights to, punitive, incidental, or consequential damages, including reasonable attorney’s fees, other than your actual out-of-pocket expenses (i.e. costs associated with entering this Contest), not to exceed $10. You further waive all rights to have damages multiplied or increased.
This Contest is governed by the laws of Texas without respect to conflict of law doctrines. As a condition of participating in this Contest, you agree that any and all disputes that cannot be resolved between the parties, and causes of action arising out of or connected with this Contest, shall be resolved individually, without resort to any form of class action, exclusively before a court having jurisdiction located in Travis County, Texas.
This Contest is in no way supported, sponsored, endorsed or administered by, or associated with Facebook, Twitter or Instagram. Entrants are providing information to Sponsor and not to Facebook, Twitter or Instagram. By entering, entrants are fully releasing Facebook, Twitter and Instagram from any and all claims that may be asserted against Facebook, Twitter or Instagram.
Sponsor reserves the right to cancel, suspend and/or modify the Contest or these Official Rules, or any part of it or them, in the event of fraud, technical failures or in the event that there is any actual or anticipated breach of any applicable law or regulation or any other factor beyond Sponsor’s reasonable control as determined by Sponsor in its sole discretion. In such event, Sponsor reserves the right to award the prizes from among the eligible entries received up to the time of the impairment.
Sponsor reserves the right, in its sole discretion, to disqualify any individual it finds to be tampering with the entry process or the operation of the Contest or Sponsor’s website or to be acting in violation of the Official Rules or any other promotion or in an unsportsmanlike or disruptive manner. Sponsor shall not be required to send separate notification of any change to the Officials Rules or prizes to each person who has and/or may enter the Contest. It shall be sufficient that these terms be updated or made available at http://kasasa.com/loans/tell-your-story.
Statement of Eligibility and Release:
By entering the Contest, I hereby affirm the following:
I am entering the Contest and understand that I am the potential winner of a $25.00 gift card and one of five $250.00 gift cards (the "Prize"), subject to verification of my entry. I understand the Prize will not include any additional items, cash awards, or paid expenses not expressly set forth in the Official Rules, which will be my sole responsibility. I understand that I am submitting this entry and the information contained within such entry to assist in determining whether I am eligible to receive the Prize in accordance with the Official Rules.
As of the date I entered Contest, I represent that I was not and am not an employee of or a member of the immediate family of an employee of Sponsor or any Participant.
I represent that I have fully complied with the Official Rules, the information I am submitting in entering the Contest is correct, and I have not committed any fraud or other deception in entering the Contest or claiming my Prize. I am submitting my Story in connection with the Contest. I certify that the Story (a) is true and accurate, (b) reflects my personal experiences, (c) was made of my own free will, and (d) does not infringe on any third party’s rights.
As stated in the Official Rules, I agree that I am responsible for paying all federal, state, and local taxes on my receipt and acceptance of the Prize.
I give permission to Sponsor, its parent, subsidiaries, affiliates, licensees, successors, and assigns, and those acting under their authority to use, and to authorize others to use, my name, biographical information, likeness, and Story throughout the world in all media now known or hereafter existing (including print, packaging, television, radio, film, digital, internet, social media, websites, and mobile apps) forever throughout the world. Sponsor may use, copy, exhibit, publish and distribute the Story I have submitted in connection with the Contest, in whole or in part, in print (including packaging), television, radio, film, digital media (including internet, social media, websites, and apps), and in all other media now known or hereafter existing for advertising, marketing, publicity, and promotion of Sponsor and its products and services and all other commercial business purposes. Sponsor may modify the Story so long as the original content is not significantly altered or misrepresented. I understand and acknowledge that Sponsor (a) will be under no obligation to actually use the Story, (b) has the right to use the Story either with or without my name, and (c) may tag me in social media posts when using the Story. I waive the right to inspect or approve any use by Sponsor of the Story.
If any of my statements in my entry are false, I agree to return to Sponsor any Prize awarded to me in addition to any other remedies that Sponsor may seek to enforce against me. I will indemnify, hold harmless, release, and discharge, on behalf of myself, and my heirs, executors, and assigns, Sponsor, Participant and their respective officers, directors, employees, agents, parent, subsidiaries, affiliates, shareholders, successors, and assigns from any and all claims, demands, lawsuits, expenses, injuries (including death), losses, damages, and any other liability of any kind, of or to me or any other person, my property, or my rights of privacy or publicity, directly or indirectly arising out of or in connection with the Contest (including the conduct of the Contest, the awarding of any prizes, my participation in the Contest, my acceptance, use, misuse, loss, or damage of or to the Prize or any other prize, and use of my name, biographical information, and likeness), even if due to the negligence, omission, or other fault of Sponsor. I acknowledge that I have received good consideration for this release, and no additional compensation is due to me.
By entering the Contest, I acknowledge that I have read, understood and agree to the foregoing. Additionally, I have read, understood and agree to the Official Rules.
