Cost of Deposits Calculator

Uncover The True Cost Of Growing Deposits

Calculate the deposit growth and savings you could achieve in year one with Kasasa's retail strategy.

Input your institution's numbers or click the plus sign
to reveal helpful approximations.
How many personal checking accounts do you open per month? On average community banks open 8-10 accounts per branch per month and Credit Unions open about 14-16 accounts per branch per month.
How many personal checking accounts do you close per month? On average 1% of total accounts are closed per month.
How many deposits are you looking to grow next year?
National competitive rates are hovering around 4.5%.
Kasasa's retail strategy could help you meet this amount of your deposit goal in one year.
 
of funding goal.
Kasasa can help you generate incremental deposits.
 
Deposit Growth
The annual expense savings you're missing out on when using CDs versus a high-yield reward checking account.
 
Annual Savings
All in funding costs calculates the true cost of deposits: (non-interest income) - (interest expense + non-interest expense).
Learn more
 
All In Funding Costs

Visit us at CUNA GAC for a customized deposit analysis.

Schedule a time to meet with us at CUNA GAC to see how Kasasa can help you bring in more deposits while lowering your annual expenses.